When growth opportunities arise, your capital partner should say "yes." Stone Bridge Funding helps businesses unlock fast, flexible funding without personal guarantees, credit checks, or delays. From $5,000 to $5 million approved in minutes — and funded the same day.
At Stone Bridge Funding, we cut through the complexities of traditional financing. Our approach is built on speed, simplicity, and a deep understanding of your business needs. We focus on your revenue, not just your credit score, to provide capital that truly fits.
Decisions in minutes, not weeks
Get capital when you need it most
Protect your personal assets
Designed for businesses of all sizes
Funding aligned with your business performance
Whether you need cash for expansion, payroll, or inventory, Stone Bridge Funding has a solution built for speed and simplicity. Our diverse programs are designed to support your business's unique journey.
Buy full inventory now. Pay back based on future revenue
3–24 month terms to help you cover gaps or act fast
Convert outstanding receivables into same-day working capital
We front supplier costs so you can fulfill large orders stress-free
Fast capital based on your monthly deposits. No credit score required
Structured, long-term capital for strategic business moves
Up to 100% of new or used equipment costs covered
Finance up to 2 trucks without PGs or credit checks
Streamline your business debts into one manageable payment
Finance, refinance, or expand with terms up to 30 years
Our process is designed for maximum efficiency, ensuring you get the funds you need without unnecessary delays.
Provide your business basics and recent bank statements. No hard pull, no obligations. We make it easy to start your funding journey.
Our revenue-based underwriting delivers decisions in under 10 minutes. We focus on your business's actual performance to provide quick, fair offers.
Sign your agreement online and receive funding in as little as a few hours. We prioritize speed so you can focus on your business's growth.
Stone Bridge Funding supports U.S.-based businesses across a wide array of industries. If you generate $10K+ in monthly revenue, we can likely help you achieve your financial objectives.
Construction & Contracting
Transportation & Logistics
Retail & eCommerce
Healthcare & Clinics
Manufacturing & Distribution
Hospitality & Restaurants
Professional Services
Stone Bridge Funding was established to provide a clear path to capital for businesses often underserved by traditional lenders. We believe in empowering entrepreneurs with straightforward, accessible funding solutions that drive real growth. Our team is dedicated to understanding your unique needs and delivering the right financial tools to help you succeed.
Typically, 3–6 months of recent business bank statements.
No hidden fees, no personal guarantees, and no hard credit pulls for initial inquiries.
Yes. Our capital is versatile, suitable for payroll, marketing, equipment, rent, or any other business need.
Same-day in many cases. Some deals fund in just hours.
Start your application in under 60 seconds. No pressure. No obligations. Discover your funding potential today.
Revenue-Based Working Capital
Overview: Access capital based on your business's monthly deposits. This flexible solution aligns repayments with your cash flow, making it ideal for businesses with fluctuating revenues.
Key Benefit: No credit score required for approval.
Growth Term Loans (5–10 Years)
Overview: Secure structured, long-term capital for significant business initiatives. These loans provide stability for strategic moves like expansion, major investments, or new market entry.
Key Benefit: Extended repayment terms for manageable payments.
Equipment Financing
Overview: Fund up to 100% of the cost for new or used equipment. Acquire the machinery, technology, or tools your business needs to operate efficiently and expand capabilities.
Key Benefit: Preserve working capital while upgrading essential assets.
Trucking & Transportation Loans
Overview: Specialized financing for the transportation sector, allowing you to fund up to two trucks. Designed to support owner-operators and growing fleets.
Key Benefit: No personal guarantees or credit checks required.
eCommerce & Amazon Inventory Funding
Overview: Get the capital to purchase full inventory upfront, especially crucial for online sellers and Amazon FBA businesses. Repay based on your future sales revenue.
Key Benefit: Ensures consistent stock levels to meet customer demand.
Short-Term Bridge Capital
Overview: Provides 3–24 month funding to cover temporary financial gaps or to act quickly on urgent opportunities. This solution bridges the gap until long-term financing is secured.
Key Benefit: Rapid access to funds for immediate needs.
Invoice Factoring
Overview: Convert your outstanding invoices into immediate working capital. Sell your unpaid receivables to us and get cash quickly, improving your cash flow without waiting for customer payments
Key Benefit: Accelerates cash flow from outstanding invoices.
Debt Consolidation
Overview: Simplify your business finances by combining multiple existing debts into one manageable payment. This can help reduce monthly outflow and streamline your financial obligations.
Key Benefit: One easy payment to manage all your business debts.
PO Financing
Overview: We front the supplier costs for your confirmed customer orders. This allows you to fulfill large orders and grow your business even if you lack immediate capital for materials.
Key Benefit: Enables fulfillment of large orders without upfront capital.
Commercial Real Estate Loans
Overview: Finance, refinance, or expand your commercial properties with terms up to 30 years. Secure the ideal location for your business or leverage existing real estate assets.
Key Benefit: Long-term financing for property acquisition or refinancing.
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